Privacy Policy

1. Information We Collect

When you use AIMCA, we collect the following types of information:

• Business Information: Business name, industry, state, time in operation, and entity type.
• Financial Information: Monthly revenue ranges, credit score ranges, existing obligations, and requested funding amounts. We collect ranges, not exact figures, during pre-qualification.
• Contact Information: Name, email address, and phone number when you submit an application.
• Usage Data: Pages visited, features used, and interaction patterns to improve our service.
• Uploaded Documents: Bank statements or other financial documents you voluntarily upload for deal analysis.

2. How We Use Your Information

• To provide pre-qualification scores and funding recommendations.
• To connect you with appropriate funding specialists and lending partners.
• To improve our AI scoring models and recommendation accuracy.
• To communicate with you about your application status.
• To generate anonymized, aggregated industry intelligence (no personally identifiable information).

3. Data Security

We take the security of your information seriously:

• All data is transmitted using bank-level TLS/SSL encryption.
• Uploaded financial documents are encrypted at rest and in transit.
• Access to personal data is restricted to authorized personnel only.
• We do not store sensitive financial documents beyond the qualification and funding process.
• Our systems are regularly monitored for security vulnerabilities.

4. Information Sharing

We do not sell your personal information. We may share your information with:

• Funding Partners: When you request to proceed with a funding application, your information is shared with selected lending partners.
• Your Referring Broker: If you accessed AIMCA through a broker's unique link, your application information is shared with that broker.
• Service Providers: Third-party services that help us operate our platform (hosting, analytics, email).
• Legal Requirements: When required by law, regulation, or legal process.

5. Anonymized Data

We may use anonymized, aggregated data that cannot be traced back to any individual for:

• Industry research and market intelligence reports.
• Improving our AI scoring algorithms.
• Statistical analysis of funding trends.

6. Your Rights

You have the right to:

• Request access to the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your data (subject to legal retention requirements).
• Opt out of marketing communications at any time.
• Withdraw consent for data processing where consent is the basis.

7. Cookies

We use session cookies to maintain your login state and preferences. We do not use third-party advertising cookies. Analytics cookies are anonymized.

8. Data Retention

We retain your personal information for as long as necessary to provide our services or as required by law. Uploaded financial documents are deleted within 90 days of the qualification process completion unless you request earlier deletion.

9. Children's Privacy

AIMCA is not intended for use by individuals under 18 years of age. We do not knowingly collect information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated revision date.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

Email: privacy@aimca.com
Website: aimca.com